Tuesday, November 30, 2010

The HR "Wish List" and Courting "Wish List" are Inexorably Intertwined

It is links between two seemingly unrelated things that start to show you the odd and sometimes amazing psychological, financial, sociological, economic, etc., relationships that exist in the world and helps bring about your understanding of the world to a clearer fruition.

One of which I hit on recently and went on at length about, but just found this whilst looking for means of employment which further proves my theory;



It's identical (not "similar," not "akin to,") but IDENTICAL to the girl/s who complain "there just aren't any good men."

Notice the year this was posted - Mid Year 2010.

REALLY????

1 in 5 jobs go unfilled because they CAN'T FIND A QUALIFIED EMPLOYEE?????

And nearly HALF of the organizations in your firm lack qualified workers????

ALL WITH UNEMPLOYMENT AT 9.6%, let alone UNDEREMPLOYMENT IN THE HIGH TEENS?

Really? there's NO QUALIFIED CANDIDATES AMONG THE MILLIONS OF UNEMPLOYED PEOPLE OUT THERE.

Mayhaps I suggest there is a little bit of impossibility in both HR's and women's "requirement list" for potential suitors, be it for a job or a romantic suitor? That asking for a man who is 6'2" or taller, makes lots of money, loves his mother, wants to go to church, but is a bad boy in bed, but not unless you say so, who likes to write you poetry, votes liberal, but is a man's man is about as probable as finding the candidate with 10+ years uninterrupted and progressive experience with a masters in blah blah blah blah (PhD preferred, of course) and billions of certifications who is going to work for an average wage and travel 90% of the time and have no social life out of work?

But, no, no. That CAN"T be it! You keep on going. You keep waiting for that perfect candidate to come along who magically has 8 years of experience in a software that has only been on the market for 3. I mean, there's no WAY charlatans and con artists would ever get through your impenetrable filtering and screening process and just tell you what you want to hear just so they can get the job. I mean it's just like dating, right? Nobody has EVER passed through that shield of yours that was unqualified, and CERTAINLY nobody who was ever qualified did you ever shoot down only to regret later.

Of course.

That never happens.

Heh heh.

Enjoy that decline, people. Enjoy that decline.

Monday, November 29, 2010

I Found This on the Floor of a Public School

Though I don't like to admit it (for it is charitable and therefore commie in nature), I do seminars at a local high school to teach juniors and seniors about various aspects of personal financial management. You know, simple things like 401k's, retirement, how you should pay for college, budgeting, etc., meaningful stuff that would actually help them in the real world unlike "Psychology" or "Peace Studies" or the bevy of "requisite" classes they force down these poor kids' throats to graduate.

Regardless, neither here nor there, it was a later seminar and by the time I packed up my LCD projector, I left the classroom and the school was deserted. I'm sure a janitor was on the grounds somewhere, but I could tell I was all of 3 people on the entire campus. And off in the corner of my vision I noticed a sole piece of paper laying on the ground that somehow didn't get swept up. So I walked over to where the paper was and picked it up.

It was a report of LBJ. I decided to keep it, bring it home, scan it in and then share it with you guys.


Now I used to substitute teach and I used to teach college econ, but I learned a long time ago, where the student has the ability and just chooses not to use it or if that student is a genuine idiot, it doesn't matter, you have to deal with the effective reality of their work.

Sadly, this is the generation I'm relying upon to produce the wealth to pay for my social security.

Cripes.

Horses Correlate with Bankruptcies

What do I keep telling you about horses?

I wonder if she tried to pledge them for collateral like one borrower I had the displeasure of underwriting for a while ago?

Understand people (but more importantly, BANKERS), if your client lists horses in the "assets" column of their balance sheet and NOT the liabilities section of the balance sheet, then you need to have those financial statements re-audited.

Sunday, November 28, 2010

Capitalism Is NOT Why the US Will Fail

Cappy Cap readers should be really appreciative of me. Not because of the awesome economic commentary I make. Not because of the super awesome economic foresight I have. But rather because I screen out the most inane and idiotic comments that would shorten your life expectancy with high blood pressure if you did indeed read them.

Of all of them, however, there is one no more blood boiling than this one;

"CAPITALISM is what is going to destroy the US."

or

"The US will fail because of capitalism."

This is, without a doubt, the most ignorant, intellectually dishonest and patently wrong comment I receive.

Now, I'd like to go into detail in my typical arrogant prose, but since this post is very important, I am instead going to be brief and succinct in the hopes of keeping most people's attention. It really is just too important not to read. The reason why is that when the US economy DOES ultimately collapse, I want it recorded here exactly what kind of economic system was in place before knee-jerk college students just regurgitate what their aging hippie professors tell them.

First, we are no longer a "capitalist" economy. We are a mixed or socialist economy (please don't make posts on technicalities and nuances in the terms - they will be ignored). We have the same public sector spending as Norway (the left's favorite nation - and probably more thanks to BO).


Second, we have the world's second highest corporate tax rates at roughly 40%. An effective rate of 32.5% (I'll give a shinny nickel to a liberal who can explain the difference between the two, instead of just relying on this fact as a talking point when talking about corporate taxes).


You throw in dividend taxes and you're roughly at a 50% overall tax rate.

Third, understand the US economy and people's standards of living were growing fastest when tax rates (as measured by government spending as a percent of GDP) were the lowest. Standards of living have gone down as the US economy has become socialist;


(*I get a lot of confusion on this chart. The rolling 20 year includes 20 years worth of data. The data point I place in the middle, which is why it seems there is 10 years of data missing on the start and end of the blue line)

Fourth, understand the majority of government spending is NOT for governance, but rather income transfers, which is the epitome and definition of socialism.



Fifth, understand that it is these income transfers and entitlements into the future that are the primary reasons for our current and future projected deficits and is the primary reason we are facing bankruptcy as a nation. These are DISTINCTLY socialist policies. NOT CAPITALIST.




Now there are more statistics, but the above is enough. I cannot make it any clearer and I don't have to because it's not a matter of opinion. It's a fact. It is SOCIALISM that is destroying the United States. NOT capitalism.

Therefore, please, I beg of you idiots who just regurgitate the above inane comment, since you have the right to vote, stop being ignorant and start getting educated on economics. This isn't a "choice." This isn't a "fun little game we're playing." And this isn't some "crusade" where you try to impress the hippie grunge chick at the coffee bar by extolling socialist tripe as you try to pass it on as "virtues." You future is at stake. Your current state of unemployment is a direct result of your own ignorance. And if you'd want any kind of future for your children, let alone yourselves, knock it off with the childish "ranting" and "protesting" and grow up. The country depends on it.